Questions? Click To Call or Text: 94(949) 534-8578
Unlock the Wealth Hidden in Your Home Without Touching Your First Mortgage
Access up to $700,000 to fund renovations, pay off debt, or invest in new opportunities.
Start A Line Of Credit Quote In Seconds
A Smarter, Stress-Free Way to Unlock Your Home's Equity
Imagine having flexible access to cash without refinancing your mortgage or facing piles of paperwork. Use your home’s value to renovate, consolidate debt, or invest. You stay in control every step of the way.
Streamlined approvals. Fast funding. Designed to move as quickly as your goals.
one simple application
Submit just once, we instantly compare rates from over 150 lending programs to find the best fit for your needs and protect your credit.
No Appraisal Required (Under $400K)
Most clients can qualify without an appraisal when borrowing $400,000 or less. For higher limits (up to $700,000), an appraisal may be required.
Flexible Access to Funds
Draw only what you need, when you need it and easily re-access your line anytime up to your approved limit.
If one program doesn't fit we'll find one that does.
With access to over 150 lending options, our priority is making sure you're matched with the right solution not just the first one.
Your Home's Equity Can Work Just As Hard As You Do
investment
debt consolidation
emergency fund
anything you want
What types of properties are eligible for a HELOC?
WCL offers loans on:
– Single family residences
– Condos
Townhouses
– The property may be the applicant’s primary residence, secondary residence or investment property.
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(nmlsconsumeraccess.org). We are an approved equal housing lender. This page was last updated on 02/26/2025.
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Texas Disclosure:
Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705.
Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov.
A toll-free consumer hotline is available at 1-877-276-5550.
The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators.
Written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim.
For more information, visit www.sml.texas.gov.